If your dream home comes with a higher price tag, a jumbo loan could be the smartest route. At California Lending Group, we guide high-earning buyers through the jumbo loan process with clarity and personalized support.
We work with top investors to help you secure competitive jumbo loan rates in California and get pre-qualified quickly.
We believe borrowers deserve more than just numbers — they deserve clarity, confidence, and someone who believes in their vision.
A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). In California, that limit can vary by county, but jumbo loan amounts in California typically begin at $766,550 or more.
Because jumbo loans are not backed by Fannie Mae or Freddie Mac, they often have stricter requirements — including higher credit scores, larger down payments, and more robust income documentation.
Jumbo loans are ideal for high-value homes that exceed conforming loan limits. At CLG, we help clients access jumbo loan rates in California that fit their budget and long-term plans.
We believe high-value properties deserve high-touch guidance.
CLG offers more than just jumbo loan approval — we offer personal guidance and forward-thinking strategy. You’ll work with a real person who takes the time to understand your financial profile and designs a loan package that makes sense for you.
As one of the best jumbo loan lenders in the state, we offer tailored advice, quick pre-approvals, and local insight to help you move forward with confidence.
We focus on relationship lending — not transactions.
Jumbo loans can feel intimidating, but they don’t have to be. At CLG, we help clients prepare for stricter requirements by encouraging early documentation gathering, advising on reserve planning, and offering guidance to optimize credit before applying.
Whether you’re buying in a high-cost market or investing in a luxury property, having a strategy in place makes all the difference. Let’s work together to make your financing seamless, smart, and stress-free.
We believe jumbo loans shouldn’t feel intimidating when you have the right partner walking beside you.
A higher credit score can unlock lower jumbo loan rates. Aim for a 700+ score by paying down revolving debt and correcting any reporting errors.
Lenders typically want to see you have at least 6–12 months of reserves after closing. Boost your savings to make your application stand out.
Jumbo loans often require a 20% or higher down payment. Plan ahead so you’re not caught off guard during the approval process.
Whether you’re early in your search or ready to make an offer, talk with a CLG mortgage advisor today. We’ll walk you through jumbo loan qualifications, rates, and next steps.
Use our tools to explore current mortgage rates for jumbo loans in California and compare options side by side.
