At California Lending Group, we specialize in helping veterans, active-duty service members, and military families achieve homeownership through the powerful benefits of VA loans. From no down payment to competitive interest rates, we’ll guide you through every step of the journey with clarity and care. Let us help you build your future with the respect and service you’ve earned.
You’ve served with honor. Now let us serve you with expert guidance and mortgage solutions designed to reward your service.
VA loans are government-backed mortgage programs designed for eligible veterans, active-duty service members, and surviving spouses. These loans offer powerful benefits—like no down payment and no PMI—to make homeownership more attainable for those who have served our country.
No down payment required
No private mortgage insurance (PMI)
Competitive interest rates
Flexible credit guidelines
Fewer closing costs
No penalty for early loan payoff
To qualify, borrowers typically need to meet military service requirements and obtain a Certificate of Eligibility (COE). Whether you’re active duty, a veteran, reservist, or surviving spouse, CLG can walk you through the process with ease.
We believe those who serve deserve our highest level of service.
Obtain your COE: We’ll help you request it quickly.
Get pre-approved: Know what you can afford upfront.
Find your home: We’ll work with your real estate agent.
Finalize your loan: With no surprises along the way.
Yes. One of the biggest benefits of VA loans is that eligible borrowers can finance 100% of the home’s value with no down payment required, making homeownership more accessible.
No. VA loans do not require PMI, which helps veterans and service members keep their monthly mortgage payments lower than conventional loans.
Absolutely. As long as you have remaining VA loan entitlement, or restore it after selling or refinancing your previous VA-financed home, you can use the benefit again.
We believe California families deserve a trusted advisor who understands rural lending, not just generic mortgage advice.
Purchase Loans: Buy a primary residence with no down payment.
IRRRL (Streamlined Refinance): Lower your rate on an existing VA loan.
Cash-Out Refinance: Access home equity for renovations, debt consolidation, or other financial needs.
Native American Direct Loan (NADL): For eligible Native American veterans and their spouses.
At CLG, we don’t just process VA loans, we personalize them. With decades of experience guiding veterans and service members through the mortgage process, our team is here to ensure you’re confident, informed, and empowered from start to finish.
What Sets CLG Apart:
One-on-one consultations with seasoned mortgage advisors
Hands-on help securing your COE and pre-approval
Transparent advice tailored to your financial goals
Quick, clear communication at every stage
We believe veterans deserve more than a loan—they deserve peace of mind.
With a well-prepared application, VA loans can close just as fast as conventional ones.
You can use your VA loan benefits more than once.
VA loans have flexible credit requirements, making them more accessible.
Our mission is to help you capitalize on your well-earned VA benefits with no stress and no confusion.
Call Today: Speak with a dedicated mortgage advisor
Apply Online: Quick, simple, and secure
Request a Free Consultation: We’ll walk you through your options
