You don’t need a Social Security Number to achieve your dream of homeownership. With an ITIN loan, qualified borrowers can access flexible mortgage options based on their Individual Taxpayer Identification Number. California Lending Group is here to guide you through every step with experience and compassion.
We believe that your immigration status shouldn’t be a barrier to homeownership when you’ve worked hard, saved diligently, and built a life here.
ITIN loans are mortgage products specifically designed for borrowers who do not have a Social Security Number but do have an Individual Taxpayer Identification Number. These loans offer a path to homeownership for non-citizens, immigrants, and other individuals working and paying taxes in the U.S. who may not qualify for traditional financing.
We believe that ITIN holders deserve honest guidance, fair lending options, and a partner who respects their journey.
ITIN mortgage loans work much like traditional loans, but instead of a Social Security Number, lenders use the borrower’s ITIN to evaluate credit, employment, and financial standing. Borrowers typically need to show a history of income, bank statements, and identification documents. A down payment of 10-20% is common, and interest rates may vary based on creditworthiness.
ITIN home loans are ideal for immigrants, foreign nationals, and anyone without a Social Security Number but with stable income, credit history, and an Individual Taxpayer Identification Number. These borrowers are often hardworking, tax-paying individuals who simply lack access to conventional lending channels.
We believe that real community impact happens when more families have the opportunity to own a home — and we’re proud to play a part in that.
Even with an ITIN, your credit history still matters. Keep credit card balances low and make on-time payments.
We specialize in alternative mortgage solutions for non-traditional borrowers. With deep experience in ITIN financing and a genuine commitment to service, CLG offers personalized guidance and access to competitive rates. We believe in your future — and we’re here to help you take the next step.
Schedule a free consultation with our team and let’s make things happen!
Schedule a free consultation with our team and let’s make things happen!
