At California Lending Group, we believe a clear path forward leads to confident decisions. That’s why we walk you through every stage of the loan process with guidance that’s transparent, personal, and tailored to your goals. From pre-approval to closing, we break down the key factors lenders consider so you know exactly where you stand. Whether you’re self-employed, a first-time buyer, or exploring your next move, we’re here to make the numbers work for you.
No two borrowers are alike. That’s why we build mortgage strategies around you — not the other way around.
Before you begin shopping for a home, it is important to understand how much you can comfortably afford.
Our team will guide you through a simple pre-qualification or pre-approval process, giving you a realistic price range based on your income, assets, credit, and debts.
We believe that confidence starts with clarity. Knowing your true budget empowers smarter decisions.
Before issuing a pre-approval, lenders take a close look at several key financial indicators to determine what you qualify for and which loan options may be available.
At California Lending Group, we believe transparency matters, which is why we walk you through each part of the review process in plain language. From your credit score to your debt and income ratios, our team helps you understand how lenders evaluate your profile and what steps you can take to strengthen it.
Whether you are a salaried employee, self-employed, or receiving gift funds for your down payment, we’ll make sure you know exactly where you stand. This upfront clarity sets the foundation for a smoother, more confident homebuying experience.
