When it comes to taxes, the structure of your mortgage matters more than you think. In this case study, see how one Laguna Beach couple doubled their deductible interest and saved over $17,000 a year — without increasing their loan.
We believe your mortgage should be structured for both cash flow and tax efficiency.
A Laguna Beach couple saved $17,718 per year by splitting their $1.5M mortgage across two properties. CLG helped them convert a simple refinance into a tax-smart move that doubled their deductible interest.
See all CLG case studies here.
The IRS rewards homeowners who understand the rules—CLG helps you leverage them.
The IRS caps mortgage interest deductions. Structuring across multiple properties can double your deductibility and maximize tax benefits.
Don’t just refinance—reallocate. Spreading debt across your primary and investment properties can unlock higher deductions.
Not all lenders look beyond rates. CLG focuses on how the structure of your loan affects your overall financial picture.
If you’re sitting on untapped equity or unsure how your loan is affecting your taxes, it’s time to consult with the California Lending Group team. We’ll show you how to restructure mortgage loans for long-term gain—not short-term wins.
Schedule a free consultation with our team and let’s make things happen!
Schedule a free consultation with our team and let’s make things happen!
