When it comes to building wealth through homeownership, strategic planning matters. This San Diego tech professional turned their mortgage into a cash-flowing asset—unlocking $175,000 in equity, building a fully rentable ADU, and adding $25,584 a year in passive income. California Lending Group helped make it happen.
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We believe equity is an opportunity—not something to sit on.
Client Profile: San Diego tech professional
Objective: Build an ADU and generate passive income
Challenge: Needed $175,000 for construction without draining reserves
Solution: Refinance to access equity and wrap into one low-interest loan
Results:
$175,000 in equity accessed
New ADU rents for $2,500/month
Net monthly income: $2,132
$25,584 in new annual cash flow
A strategic refinance lets you pull equity without dipping into your reserves or applying for a separate loan.
Instead of juggling multiple payments, wrap your equity into one lower-rate mortgage and simplify your finances.
Use accessed equity to invest in improvements like ADUs or rental units that provide long-term cash flow.
Schedule a free consultation with our team and let’s make things happen!
Schedule a free consultation with our team and let’s make things happen!
