When you rent, your monthly payment helps someone else build equity. When you buy, you start investing in your own future. Over time, homeownership can create long-term financial stability, tax advantages, and a valuable asset you can pass on.
At California Lending Group, we believe in helping you understand the full financial picture so you can make the best decision for your lifestyle and goals.
Each mortgage payment brings you closer to full ownership. That’s money you’re putting back into your own asset—not your landlord’s.
Lock in a mortgage rate and enjoy stable monthly housing costs. Unlike rent, which can increase year after year, your principal and interest stay consistent.
Homeowners can often deduct mortgage interest and property taxes, potentially lowering their annual tax burden.
Want to renovate, paint, or install smart home tech? Owning your home gives you the freedom to create a space that reflects your style.
Renting may offer flexibility, but it often leads to higher long-term costs, less stability, and no opportunity to build equity. At CLG, we believe homeownership is more than just a financial decision. It provides a strong foundation for your future. We’ll help you understand your mortgage options clearly so you can make the choice that aligns with your goals, your family, and your finances.
We’ll help you compare the options clearly so you can make a confident, informed decision.
Enter your current rent and desired home price to compare what buy vs rent could mean for your budget.
You don’t have to figure it all out alone. At CLG, we guide you every step of the way without pressure or confusion. Whether you’re ready now or just exploring your options, we’re here to help.
"Shawn and the California Lending Group team were incredible to work with. He was beyond kind and extremely knowledgeable. As a first time home buyers we had dozens of questions floating through our mind. Shawn kindly answered each question and made the entire process simple for us. He is as good as it gets! Stop looking around, Shawn IS the MAN for the job!"
At CLG, your journey is our priority. Let’s unlock possibilities—and maybe even your front door
A quick pre-approval with CLG will show how much you can borrow and why.
Many loan options require less than 20% down. We will help you find the best fit.
Yes. We look at your full financial picture and help you navigate your options.
We offer loan programs tailored for shorter timelines and future flexibility
