Your credit score plays a big role in your mortgage approval but it’s not the only thing that matters. At CLG, we take a full-picture approach to helping you qualify and get the best loan terms available.
This guide will explain how credit impacts your loan, what scores lenders look for, and what you can do to strengthen your financial profile.
Credit matters, but it’s not the whole story. We look at the full picture.
We believe everyone deserves access to homeownership — and that credit shouldn’t be a mystery.
What Lenders Look For:
Your credit score helps lenders evaluate your history of managing debt. The higher your score, the more likely you are to get better rates and more flexible terms.
Here’s What Matters Most:
What’s a Good Credit Score?
While every lender has different guidelines, here’s a general breakdown:
We believe your credit score is just one part of your story — and we’re here to help you tell the whole story.
How to Improve Your Credit Before Applying
What if I Have No Credit or Thin Credit?
We Believe in Possibility. We Believe in You.
Whether your credit is excellent, average, or needs some work — we’re here to help you take the next step toward homeownership.