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Jumbo Loans in California

Helping You Finance the Home You Really Want

If your dream home comes with a bigger price tag, a jumbo loan may be your best path forward. At California Lending Group, we help high-earning borrowers confidently navigate the jumbo loan process with clarity and personalized support.

Whether you’re buying in an upscale neighborhood or simply need a higher loan amount than conventional limits allow, our advisors specialize in structuring smart financing for large purchases so you can focus on the next big move.

We believe borrowers deserve more than just numbers — they deserve clarity, confidence, and someone who believes in their vision.

What Is a Jumbo Loan?

A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). In California, that limit can vary by county, but jumbo loan amounts in California typically begin at $766,550 or more.

Because jumbo loans are not backed by Fannie Mae or Freddie Mac, they often have stricter requirements — including higher credit scores, larger down payments, and more robust income documentation.

We believe high-value properties deserve high-touch guidance.

What Makes CLG Different?

CLG offers more than just jumbo loan approval — we offer personal guidance and forward-thinking strategy. You’ll work with a real person who takes the time to understand your financial profile and designs a loan package that makes sense for you.

We focus on relationship lending — not transactions.

Navigating Jumbo Loans with Confidence

Jumbo loans can feel intimidating, but they don’t have to be. At CLG, we help clients prepare for stricter requirements by encouraging early documentation gathering, advising on reserve planning, and offering guidance to optimize credit before applying.

Whether you’re buying in a high-cost market or investing in a luxury property, having a strategy in place makes all the difference. Let’s work together to make your financing seamless, smart, and stress-free.

We believe jumbo loans shouldn’t feel intimidating when you have the right partner walking beside you.

CLG Tip:
We’ll help you review your Loan Estimate early in the process so you know exactly what to expect and where you might save.
CLG Tips: With jumbo loans, preparation is everything. CLG helps you package your financials to avoid delays, reduce interest, and close with confidence.

Let’s Make the Numbers Work for You

Whether you’re early in your search or ready to make an offer, talk with a CLG mortgage advisor today. We’ll walk you through jumbo loan qualifications, rates, and next steps.